Enact is profitable, overcapitalized against PMIERs, and returning cash through dividends and buybacks, but the public-company thesis still runs through mortgage credit, GSE rules, housing affordability, reinsurance markets, and Genworth's 81% control.
References
Sources used in this report
SEC APISEC submissions JSON2026-05-13 · Company identity, CIK, ticker, exchange, headquarters, and filing sequence.SEC APISEC companyfacts JSON2026-05-13 · XBRL financial fact cross-check support.SEC filingQ1 2026 Form 10-Q2026-05-06 · Latest financial statements, NIW, IIF, RIF, delinquencies, PMIERs, loss ratio, dividend, repurchases, liquidity, and risk discussion.SEC-filed releaseQ1 2026 earnings release2026-05-05 · Q1 earnings, adjusted operating income, ROE, PMIERs sufficiency, book value, capital returns, dividend increase, and management update.SEC filingFY2025 Form 10-K2026-02-27 · Business model, mortgage insurance market, products, customer base, competition, CRT, PMIERs, risk factors, Genworth control, and FY2025 financials.SEC filing2026 proxy statement2026-03-25 · Annual meeting, board nominees, independence, executive leadership, beneficial ownership, Genworth rights, related-party agreements, and governance.SEC filingQ1 2026 Form 8-K2026-05-05 · Filing wrapper for Q1 earnings release and financial supplement.Company IREnact investor relations2026-05-13 · Official company investor-relations access point and corporate profile cross-check.