AGI Inc came public with Banco Agibank scale, 7.1 million active clients, a R$35.5 billion credit portfolio and post-IPO capital strength, but the thesis turns on INSS access, credit quality, funding spreads and founder-controlled governance.
References
Sources used in this report
SEC datasetSEC company tickers exchange dataset2026-05-14 · Issuer name, ticker, CIK and NYSE listing confirmation.SEC APISEC submissions for AGI Inc2026-05-14 · Filing chronology, fiscal year end, SIC, Form 20-F, Form 6-K exhibits, IPO filings and ownership filings.Annual reportFiscal 2025 Form 20-F2026-04-30 · Business model, FY2025 financials, Smart Hubs, INSS dependence, settlements, capital adequacy, risk factors, public-company controls and founder control.Earnings release1Q26 earnings release exhibit2026-05-05 · Active clients, loan book, credit mix, NPL, coverage, origination, deposits, NIM, efficiency, net income, ROE and capital ratios.Interim financial statements1Q26 consolidated financial statements exhibit2026-05-05 · IFRS financial-statement support for the latest quarterly balance sheet and income statement.ProspectusIPO final prospectus2026-02-10 · IPO terms, Class A/Class B rights, controlled-company status, voting power and post-offering share count.Securities registrationForm 8-A registration statement2026-02-10 · Class A common share registration under the Exchange Act.Ownership filingMarciano Testa Schedule 13G2026-05-14 · Founder ownership and Class B control context.Ownership filingLumina Capital Schedule 13G2026-04-23 · Class A institutional ownership context.Regulator sourceBanco Central do Brasil official page2026-05-14 · Official Brazilian central bank context; detailed AGI-specific regulatory claims are sourced to company SEC filings.