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SEC filings, financial facts, source resources, and Goglides workspace context for Arbor Realty Trust, Inc..
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Affirm is scaling GMV and has moved into GAAP operating profitability, but the stock thesis still depends on credit discipline, funding access, partner concentration, regulation and whether Card, wallets and international expansion preserve unit economics.
OpenArbor's agency servicing platform gives the mortgage REIT a fee engine, but Q1 2026 still leaves investors underwriting loan modifications, foreclosures, REO impairments, leverage, and dividend coverage.
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