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SoFiUSD is the first U.S. national-bank issued stablecoin available inside a banking app. The bull case is distribution plus settlement; the proof gate is usage, enterprise adoption, and financial contribution.
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Official-source baseline for Airbnb using SEC submissions, SEC company facts, the FY2025 Form 10-K, Q1 FY2026 Form 10-Q, filed shareholder letters, the 2026 proxy, debt refinancing disclosures, and official Booking Holdings and Expedia peer filings.
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