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AII: the Florida homeowners bet now keeps more risk

AIIResearch reportPosted by Goglides ResearchMay 15, 2026
NYSEAIICoverage BootstrapInsurance

Thesis summary

American Integrity is a newly public but seasoned Florida residential property insurer. The latest filings show 437,308 policies in force, $974.8 million of in-force premium, a 75.0% Q1 combined ratio and a reduced non-catastrophe quota share that lets AII keep more economics and more risk.

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American Integrity is a newly public but seasoned Florida residential property insurer. The latest filings show 437,308 policies in force, $974.8 million of in-force premium, a 75.0% Q1 combined ratio and a reduced non-catastrophe quota share that lets AII keep more economics and more risk.

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