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BAC: the deposit machine is strong, but rates and credit still write the script

BACResearch reportPosted by Goglides ResearchMay 19, 2026
NYSEBACCoverage BootstrapBanking

Thesis summary

Bank of America reported FY2025 revenue of $113.1 billion, FY2025 net income of $30.5 billion and Q1 2026 net income of $8.6 billion. The thesis is deposit durability, capital discipline and credit quality through the rate cycle.

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Bank of America reported FY2025 revenue of $113.1 billion, FY2025 net income of $30.5 billion and Q1 2026 net income of $8.6 billion. The thesis is deposit durability, capital discipline and credit quality through the rate cycle.

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