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Zions: regional bank earnings are solid, but deposit and credit risk set the terms

ZIONResearch reportPosted by Goglides ResearchMay 20, 2026
NASDAQZIONCoverage BootstrapZions Bancorporation, National Association

Thesis summary

Zions reported 2025 net income of $680.0 million, Q1 2026 net income of $170.0 million and assets of $88.69 billion. The thesis depends on deposit costs, credit quality, capital, liquidity and regional-bank rate sensitivity.

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Zions reported 2025 net income of $680.0 million, Q1 2026 net income of $170.0 million and assets of $88.69 billion. The thesis depends on deposit costs, credit quality, capital, liquidity and regional-bank rate sensitivity.

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